Harvest Associates

Medical Collections Solutions

Why Harvest?

If you provide medical services and have outstanding accounts receivables, you need medical receivables management specialists, not a “collection agency”. A typical collection agency does not have the expertise to provide medical collection services in the manner needed by medical professionals.

We consider ourselves “problem solvers” – your patients have a problem paying and you have a problem collecting what you’re owed. Harvest collectors take the time to work with your patients to understand each debtor’s circumstances to provide solutions that will help you reconcile your accounts receivable and increase your cash flow – all while maintaining the patient’s respect and confidence in you and your services.

Experienced Staff

Our staff has over 75 years of experience in the medical receivables recovery business and is trained to be courteous, tactful, and professional when communicating with debtors.

Well Trained Collectors

Our collectors have intensive in-house training to ensure that they are performing in a professional and effective manner within compliance of the FDCPA and HIPAA.

Technology

We have access to the latest technology resources to further increase our recovery. We also have the ability to offer credit card and check by phone payments.

Competitive Fees

Our fees are competitive and are based on the volume and individual value of the accounts – if we do not collect the debt, we do not receive our fee.

Our Mission

Harvest Associates, Inc. is based in Spring, Texas and was founded in 1993. Harvest was started because our affiliate company could not find a collection agency that was small enough to provide personalized service yet large enough to have the resources to get results. With Harvest, we have been able to give our clients the attention that they deserve and do not get from the larger agencies. Our size gives us the flexibility to adapt to changes and individual needs of our clients. Our mission is to form a partnership based on the expressed needs and directives of our clients which yields the highest net return while maintaining relationships.

Executive Team

 

Chris Divin
CEO, Owner

As the CEO and Owner of Harvest Associates, Chris has built a distinguished career in medical debt collection and revenue cycle management, leading the company to become a trusted partner for healthcare providers nationwide. With over 25 years of experience in the industry, Chris has a deep understanding of the challenges faced by healthcare organizations in managing patient balances, insurance reimbursements, and regulatory compliance.

Under Chris’ leadership, Harvest Associates has developed innovative, ethical, and patient-centered collection strategies that maximize recovery rates while maintaining compliance with HIPAA, FDCPA, and healthcare industry regulations. Their commitment to transparency, professionalism, and responsible debt resolution has helped healthcare providers recover outstanding revenue while preserving positive patient relationships.

A forward-thinking executive, Chris has implemented cutting-edge technology and analytics-driven approaches to optimize collection processes, enhance efficiency, and adapt to the evolving healthcare financial landscape. Their expertise in negotiations, compliance, and operational management ensures that Harvest Associates remains an industry leader in delivering effective and compassionate medical debt recovery solutions.

Beyond business operations, Chris is passionate about education and advocacy in the healthcare finance sector, frequently engaging in industry discussions on best practices, patient financial responsibility, and regulatory compliance. Their leadership philosophy centers on integrity, innovation, and a commitment to helping healthcare providers maintain financial stability while ensuring fairness for patients.

Outside of work, Chris enjoys community involvement through volunteer opportunities and spending time with his wife Amy and their 3 children.